by Jeff | Sep 21, 2022 | information, Insuarance
Fully Insured Health Plans In the traditional fully insured plan, the employer pays a monthly premium to an insurance carrier to provide benefits and pay claims for its employees. Benefits are confined to that carrier’s products, giving the employer little...
by Jeff | Sep 21, 2022 | Health, information, Insuarance
What is an HMO? HMO stands for a Health Maintenance Organization. This was the first of these networks to come to be. At the time of their origin, most Health Insurance plans had no network of doctors, but paid out a set reimbursement to the provider/insured with the...
by Jeff | Sep 21, 2022 | Health, information, Insuarance
Individual health insurance has endured huge changes since the passing of the Affordable Care Act. The biggest change has been Guaranteed Issue, where anyone can purchase coverage at the same cost as anyone else the same age with no preexisting condition limitations...
by Jeff | Sep 21, 2022 | Health, information, Insuarance
Unto what age can I cover my child? In most cases, the law allows you to cover any child to age 26. My child is no longer in school, can I still cover them? Yes. Unlike before the ACA, children do not have to be students in order to stay covered past age 21. My child...
